In the current property market, where interest rates are relatively high and borrowing capacity is reduced across the board, the last thing you want to do is shave any more off of your borrowing power. After all, even as an investor, the last thing you want to...
Superannuation is a pivotal part of retirement planning in Australia, offering a tax-effective way to save for your later years. As you navigate through your working life, enhancing your superannuation contributions can significantly impact your financial security in retirement. This article outlines effective strategies to...
Investors can employ diversification strategies beyond just asset allocation From the Bible to Aesop’s Fables to modern portfolio theory (MPT), the concept of diversification—not putting all your eggs in one basket—as a means of reducing risk has been around for more than 3,000 years. But investors and...
Retirement can be a time of transition and reassessment, and one aspect that requires careful consideration during this time in your life is your life insurance policy. As you enter this new phase of life, it’s essential to evaluate whether your existing policy still meets your needs. To...
In uncertain times, having an emergency fund is more than a financial buffer—it's peace of mind. For Australians looking to start their journey towards financial security, building an emergency fund from scratch is a foundational step. This guide outlines practical steps and strategies to establish...
Malpua is a beloved Indian dessert that has been delighting taste buds for generations. But what if you could enjoy the same scrumptious malpua with a healthier twist? A delightful alternative that caters to both your sweet tooth and your health-conscious side. Malpua is a deep-fried...
Life is becoming busier. The balance between work, personal responsibilities, family and a social life is often hard to get right. You can feel like you don’t have time to stop for a lunch break or cook dinner, let alone meet up with friends, relax...
Here’s the good news: investing in property isn’t all that hard. But it does require you to follow a number of processes in order to be successful. We're still at the early stages of this property cycle with a number of years of strong property growth ahead,...
Making extra contributions into super can go a long way. Here's some easy steps. Each year, October 31 is designated as World Savings Day. In fact, this year actually marks the 100th anniversary of the official launch of World Savings Day at the 1924 International Savings Bank Congress...
A lasting legacy from one of the pioneers of behavioural economics. We live, for better or worse, in the age of influencers. So, it is timely as investors to take the time to reflect on the positive influence on our understanding of investor behaviours of the late...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.