If your business is like millions of other small or medium businesses in Australia, it’s likely that you’ll have one or more individuals whose involvement is critical to its success. This ‘key person’ might be important because of their investment or experience, their technical expertise or...
Where there’s a will there’s a way, especially when it comes to saving. The latest scientific findings reveal that although fewer than 25 per cent of us have a genetic predisposition to squirrel money away for the future, we can all learn to save if...
It’s meant to be a time to kick back and pursue all those interests you put aside while you worked and raised a family. But increasingly, grandparents are being called on to fill the gaps in Australia’s formal childcare system while their adult children go...
With the end of financial year (EOFY) fast approaching, now is the time to be looking at your taxation planning. Here are some tax planning strategies that you may want to consider: 1. Make a contribution to your superannuation This financial year, there are new rules about...
Also called insurance or growth bonds, investment bonds can be a tax-effective way to save for something big. If you’re saving for a particular goal, looking for an alternative to super, or want to ensure those who matter most are taken care of after you’re gone,...
Little moves, big results Being healthier doesn't have to mean overhauling your entire lifestyle. Sometimes all it takes is a few simple changes. From eating more carrots to watching puppy videos (that's right, puppy videos), these quick-and-easy tweaks to your daily health regimen can make a...
Personal insurance premiums have increased significantly over the past 18 months, running the risk that cost-conscious consumers might consider cutting back their cover. Suddenly those quick, off-the-shelf insurance products advertised on TV look enticing. But simple is not always cheaper, the cover may be inadequate or,...
It’s often said that Australians are more likely to divorce their spouse than switch banks. But with plenty of competition in the home loan sector, refinancing can be a good move. There are a number of reasons why you might want to refinance: you can consolidate debt...
In the early 1700s, the British Admiralty had a big problem. They were losing thousands of seamen every year due to a lack of navigational tools. Their sailors could calculate longitude but there was no mechanism to solve what was known as “The Longitude Problem”. In...
Thwack! – The ball goes slicing off toward the long reeds behind which there’s a pond. “Do you think it’s gone in the water?” “50/50…” says the smiling female caddy. That’s not what you want to hear. The Thais are so keen to please, that when you...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.