What is Lenders Mortgage Insurance (LMI)? If you’re finding it difficult to save a 20% home loan deposit, you might still be able to borrow by paying Lenders Mortgage Insurance. Here’s everything you need to know: Lenders Mortgage Insurance (LMI) is insurance that a lender takes out to...
Vanguard’s newly released How Australia Retires 2025 report explores how Australians prepare for and experience retirement. Based on a nationally representative survey of 1,800 Australians aged 18 and over conducted in February 2025, the research reveals a significant gap in sentiment between working and retired Australians. While 65%...
Low interest rates have intensified the search for higher income returns Noted in a recent article, Australian households are now holding record amounts of cash. Reserve Bank data shows the weighted average interest rate being paid on term deposit amounts up to $10,000 held in authorised deposit-taking institutions (ADI)...
While we all hope for good health, the reality is that some of us may struggle at times with sickness or injury. And that may affect your family’s financial wellbeing. Different types of life insurance or personal insurance can provide an income when you’re unable earn,...
The holidays are a time for joy, good food, and catching up with the people you care about. They are also a time when your spending can quietly start sabotaging your savings while you are distracted by twinkling lights. The good news is that with...
The how to guide to setting your selling price One of the most critical factors to consider when selling your house is ensuring that you have priced it correctly and have set the right asking price. The Dilemma: Pricing is all about supply and demand. Demand can wane...
How much super should I have is a common question. But when it comes to how much super (or other savings) you’ll need for retirement there’s no single right number - because everyone’s retirement looks different. It depends what your big costs are likely to...
A simple guide for investors and pensioners Australia’s latest dividends stream was flowing strongly recently as many listed companies and exchange traded funds (ETFs) collectively paid out income returns directly to their investors. The bulk of those payments were the dividends that were declared in August during...
Achieving your long-term financial goals doesn’t need to be overwhelming. If you can put in place some basic financial steps, you are on the road to a successful outcome. It means keeping on top of your options and devising strategies for investment, debt reduction and risk...
It is a special feeling to welcome a new child or grandchild into the world and watch them grow. Sharing their joy as they reach new milestones is priceless. Of course, there is a real cost – raising a child is expensive, particularly now as the...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.