Millions of Australians hold multiple super accounts — and it could be costing them Vanguard’s late founder, John C. Bogle, was known for championing the importance of reducing investment costs. It’s a principle that’s especially important for long-term investments like superannuation. For Australians, a common scenario is...
Investing successfully and improving your investment portfolio can be as much about minimizing mistakes as trying to pick the ‘next big thing’. It’s all about taking a calm and considered approach and not blindly following trends or hot tips. Let's delve into some of the most...
You insure your home and take care of your superannuation, but do you safeguard your most valuable asset– your income? That’s where income protection cover comes in. Here’s how to make sure your policy gives you the security you need. When you insure your most valuable...
Don't confuse debt consolidation with debt elimination. If you’re swamped with credit card debt and personal loans, it can sometimes help to talk to a professional about debt consolidation. However, you need to be wary so you don't end up paying more in the long term...
When you start researching for a trip overseas it’s easy to be swayed by what can be a lingering bad reputation of a region or country. The landscape of travel is constantly shifting and what may once have been a no-go zone can now be a...
Some people genuinely enjoy tracking their spending. They carefully categorize expenses, balance the numbers, and color-code everything in a spreadsheet. And then there’s the rest of us. Maybe you’ve tried budgeting before, and it felt restrictive and time-consuming. Maybe it didn’t stick and that’s okay. Here’s...
Deposit required for a home loan Generally, you’ll need 20% of the purchase price of the home to put down as deposit for your loan. Lenders favor large deposits as it provides a good indication that you can manage your money. For deposits lower than 20%,...
The best time to start planning for retirement is yesterday. But the second-best time? Today. About two-thirds of Australians retire earlier than they anticipated because of unexpected events such as job loss or redundancy, they need to care for a family member, have a sudden illness or...
A simple ongoing investment strategy can deliver substantial returns over time Imagine planting a tree that not only grows fruit but also grows more branches, which grow even more fruit. That’s compound interest in motion, which is sometimes referred to as the “eighth wonder of the world”....
We plan for holidays, home renovations, and retirement but we’re less likely to plan for the unexpected. Life insurance is one quiet but powerful way to protect the people you love from financial stress if something happens to you. Whether you’re raising a family, supporting a...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.