Did you know advised individuals are more likely to be successful when making an insurance claim? Here’s why. A senior financial planner with Creation Wealth, has conceded that insurance “is a complex thing”. “Different insurance policies cover you for different events. The right combination of insurance complement each...
You want to know the #1 rule of personal finance for couples? Spouses almost never agree on the definition of “financial security.” Even the simple act of talking about what to do with extra money can cause conflict in relationships. Why? Because at the core of these discussions...
We all want to be a bit healthier but it’s not always easy to drag yourself off to do a workout, particularly in the lead up to such a busy time of the year. It’s also pretty hard to eat well when there are so...
We all know them. The people who seem to know everyone and effortlessly make connections within their network. While it’s wonderful to know a ‘connector’, we can also develop those qualities and become a connector ourselves. Maxwell Gladwell coined the phrase in his book “The Tipping...
Binding and non-binding death benefit nominations have advantages and disadvantages and trustees should consider both before deciding on the most suitable option. For most Australians superannuation is their largest asset except for the family home, so it is important to consider how it should be dealt...
A common property investing rule of thumb is that you should “buy property and never sell”. That’s because prices always trend higher over time which means you benefit from compounding capital growth. Of course, the rule-of-thumb should be adjusted to include “buy quality property and never sell” to ensure you...
Here is a practical approach to creating a retirement plan that will help enable financial peace of mind. Many investors concentrate on building their nest egg during their working lives to pay or help pay for their retirement but fail to give enough attention to planning...
Investors have shown renewed interest in ETFs that invest in Australian shares while continuing to back bond ETFs. Inflows into exchange traded funds (ETFs) that invest in Australian shares accelerated over the third quarter, marking a renewed focus by investors on Australian equities. Australian Securities Exchange (ASX)...
Buying insurance through super has many advantages, but you need to make sure you are getting the right cover for your individual needs. In some cases, you may be paying for nothing.Most super funds offer life and total and permanent disability (TPD) insurance to fund...
The rising cost of living is taking a toll on Australians. Recent research found that almost two in five Australians (37%) would find themselves without funds within a week if their income were to cease. This statistic remains consistent with findings from two years ago when the...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.