A well-thought-out investment plan can protect you from falling into some common behavioural traps that can be detrimental to your returns. Creating a financial plan is the first – and perhaps most important – step in investing. Yet, that is not the way most people start their...
Disability insurance needs to be “simpler and cheaper” for all Australians, with a focus on return to health and work, a taskforce has found. Without an overhaul, those who need cover may not be able to afford it in the future and life insurance companies selling...
What is the 70-20-10 rule for budgeting? If you’re looking for a simple way to manage your money each month, this strategy can be a good start to achieving financial stability. While most people agree that budget planning is important to attaining financial stability, sticking to...
Staying at a caravanning park while on the road has many perks. Purchasing a caravan is probably one of the best decisions my husband and I have made coming into retirement. Prior to Covid we spent almost all of our holidays overseas. In fact, we have...
Summer colours are renowned for being fresh and bright, so keep that in mind if you're choosing a new wardrobe this summer. Getting older can take a bit of mastery when it comes to navigating the fashion highway. At what age do certain items become...
Purchasing an investment property that already has a tenant means you collect rent from day one, with no vacant period and no lease fees to find a new tenant. The lease just carries on as it did before you purchased the property. There are plenty of upsides...
With only a few weeks left in this financial year, time is running out to maximise your super options. Outside of our home, the amount we have in superannuation savings is often our second-biggest investment asset. With the end of the financial year fast approaching, now is...
Many SMSF trustees are sharpening their focus on capital protection and income generation when selecting investments. Australia’s self-managed superannuation fund (SMSF) segment is leaning to cash in light of concerns around current economic conditions. The 2023 Vanguard/Investment Trends SMSF Investor Report, based on a survey of more...
Claiming income protection insurance while suffering from a mental health issue can be challenging, but it doesn’t have to be, writes Helen Baker. I’ve helped many clients access their income protection insurance for mental health reasons – people who are going through divorce, post-divorce, widowed, employment issues...
Some Australians found lockdown an opportunity to get better about saving money, but holding on to those habits takes work. With Australia’s economy poised for reopening, it’s important that consumers don’t lose those good budgeting habits they picked up during the pandemic. According to Schroders Global Investor...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.