Naturally, once you retire from work the days of the week no longer hold the same importance as they did before, when ‘TGIF’ was the catchphrase on most people’s lips at the end of the working week, and Thursday was pay day! For sports lovers,...
Are you buying more to perk yourself up? You aren’t alone. Since the start of COVID-19, there’s been an increase in online shopping. But, if you want to get a handle on your add-to-cart habit, understanding why you spend money can help bring your purchasing...
By replacing your home loan with a new one, you could take advantage of a better deal. Even if you secured a competitive package when you first took out your home loan, it’s worth reviewing each year to make sure the interest rates, fees, features and terms...
If you are looking for a sound real estate investment, look beyond the typical two bedroom apartment and consider expanding your portfolio with a commercial property. There are three types of commercial property – office, retail and industrial. There are some significant differences between investing in...
Running your own super fund means you have extra responsibilities as a trustee If you’re running your own self-managed superannuation fund (SMSF) you’re likely to be acting as both a member and a trustee. The two roles are very different. As a member you’re making and receiving contributions to...
For most people looking for a home loan, the choice is simple – just head to the nearest bank and see what is available. On the surface, this seems like convenient and straightforward option, so why look for a mortgage broker when the bank is...
Pay more, more often. Want to pay off your mortgage early? Then make bigger mortgage repayments, more frequently. You’ll own your own home sooner and save a bundle on interest.E.g. paying an extra $10 per week on a $350,000 home loan (@7% average) saves nearly two...
Women have to take responsibility for their financial literacy before settling down or “risk a future riddled with money problems”, according to one mortgage broker. Zippy Financial director and principal broker Louisa Sanghera said it is imperative that young women have established savvy money practices before...
The 2019 year has been unpredictable for investors, with weaker economic growth and ongoing geopolitical tensions leading to heightened volatility on investment markets.
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He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.