Goal setting is one thing – achieving your goals is something else entirely. So what makes the difference between a goal that is achieved and one that falls by the wayside? Research has shown that people who achieve their goals are more likely to do so...
According to new research by consumer education website CreditSmart, more than 40 per cent of surveyed Australians said they would rely on credit to help them with their festive budget blowout this year. Asked whether they are likely to spend more than they budgeted for this...
Australians are anticipating higher inflation in the coming years, particularly those in regional areas. The inflation expectations of Australians have continued to rise, with annual inflation of 4.9 per cent now expected for the next two years. A survey of nearly 6,000 Australians conducted by Roy Morgan...
As anyone who has joined the weekend crowd at Bunnings knows, Australians love DIY. And that same can-do spirit helps explain why 1.1 million Aussies choose to take control of their retirement savings with a self-managed superannuation fund (SMSF). As well as control, investment choice is...
Getting paid and paying bills in bitcoin may just be a matter of time. Paying for goods in cryptocurrencies may reach the mainstream sooner than sceptics think. Research conducted by the deVere group found that more than a third of millennials and half of Gen Z would...
Buying insurance through super has many advantages, but you need to make sure you are getting the right cover for your individual needs. In some cases, you may be paying for nothing. Most super funds offer life and total and permanent disability (TPD) insurance to fund...
The past 12 months have been a challenging time for many of us on a personal level, with the pandemic having a far-reaching impact on so many aspects of our lives. While the Australian economy is proving remarkably resilient, personal finances have been affected in...
The changes to our daily lives of late have caused us to reframe our views on ‘screen time’, an activity that now more than ever takes up a significant proportion of our day. However, as we spend more time online we are also spending more online...
More than $8 billion was spent between the two shopping holidays, according to NAB estimates. Australians spent over $8 billion at Australian retailers in the four days from Black Friday to Cyber Monday, based on transaction analysis by NAB. The spending splurge during the busy shopping period...
Over recent years, a range of fintech challengers to Australia’s traditional banking sector, dominated by the four Big Banks, have emerged. Smaller, nimbler operators harnessing the power of new technology for financial transactions are disrupting the big banks, including peer-to-peer (P2P) lenders. What is peer-to-peer lending? Banking...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.