Owner-occupiers who are paying principal and interest on their mortgage are being rewarded by financial institutions with a lower interest rate. The latest analysis by comparison site Mozo found that principal and interest loans are 68 basis points below those paying interest-only loans. With the Reserve Bank...
The following 35 links break the 2020 Federal Budget down into bite size bits.
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An investment expert has weighed in on some of the best and worst habits held by investors, and how they can help or hinder an individual’s journey to wealth. Investors should read the daily news and keep up to date with market and industry trends And when...
Ever wondered why some people accumulate more wealth than others, even when their incomes are on par? It probably stems from their personal values, writes Helen Baker. You and your best mate have so much in common: you’re the same age, earn similar incomes, live in...
Claiming income protection insurance while suffering from a mental health issue can be challenging, but it doesn’t have to be, writes Helen Baker. I’ve helped many clients access their income protection insurance for mental health reasons – people who are going through divorce, post-divorce, widowed, employment issues...
The following links are to Fact Sheets that describe in detail how the Federal Government feels the 2020 Budget will impact you.
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Australians are more likely to have surplus due to COVID-19 restrictions than to be actively saving money, a financial planner has said. According to results released by the Reserve Bank of Australia (RBA), households are now saving 5.5 per cent of their income. However, Creation Wealth senior financial planner...
How to beat car thieves and make sure your new car remains yours. As anti-theft technology in the modern car improves, criminals are also getting wiser, learning how to circumvent features designed to keep your car in your driveway. While most in-built new car technology is...
These three areas cover all you will need to know but the accompanying two articles cover more specific topics and they might help you better understand how the Budget affects you.
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Wireless induction is more convenient way to charge your phone, but is it less safer to you or your phone than using a USB cable? What is wireless phone charging? Newer Apple and Android smartphones can be charged on the induction pad without the need to plug...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.