Wealth Insights

18 Dec Retirement costs rising despite COVID impacts

Posted at 09:00h in Covid-19 Help, General Insights, Retirement by admin 0 Comments

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The cost of a comfortable retirement in Australia has gone up over the September quarter despite COVID-induced lifestyle changes, new research has revealed.

 

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17 Dec Full stop: taking a ‘mortgage holiday’ when rates are low

Posted at 09:41h in Loans and Finance by admin 0 Comments

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Taking a short-term break from paying off your mortgage isn’t a new idea, but as the bite of the COVID-19 pandemic grips harder and harder, more Australians are applying to do so. With the RBA’s cash rate held at a record low of 0.25%, what...

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16 Dec Investment options and retirement

Posted at 09:07h in Investment, Retirement by admin 0 Comments

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If retirement was on your horizon in the next five years or so, the market downturn due to COVID-19 coronavirus might have prompted you to take a closer look at your superannuation and how it’s invested. Perhaps you’ve seen your balance drop and are now...

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16 Dec Government targets fund expenditure, best interests in new super reforms

Posted at 00:00h in General Insights, Superannuation & SMSF by admin 0 Comments

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Recently released draft exposure legislation will require trustees of super funds, including SMSFs, to exercise their powers in the best financial interests of beneficiaries and require APRA-regulated funds to support their expenditures with evidence.

 

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15 Dec Thinking about insurance ahead of retirement

Posted at 09:15h in Insurance, Retirement by admin 0 Comments

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Finding the right level of insurance cover is important when you’re thinking about retirement. If retirement’s coming up on your horizon, the impact of COVID-19 (coronavirus) may have thrown a warehouse-sized rack of spanners in your planning. It makes sense to concentrate on things you can control,...

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14 Dec How to review your direct debits and save

Posted at 09:44h in Budgeting, Financial Planning by admin 0 Comments

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Direct debits can be extremely convenient and even save you money. But they can become costly – and may even send you into debt – when you lose track of your automated payments. Conduct regular reviews to keep on top of your direct debits. Here’s...

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12 Dec 5 ways to shop a little smarter this Christmas

Posted at 12:34h in Budgeting, Financial Planning, Lifestyle by admin 0 Comments

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If cash flow is looking a tad grim this year, here are some ideas to up the presents under the tree, noting it’s the presence around it that really counts. We don’t need to list the events of 2020 to say it’s been a big one,...

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11 Dec 3 golden rules that make saving for retirement easier

Posted at 09:00h in Retirement by admin 0 Comments

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If you’ve thought about how much money you need to save so you can retire comfortably, it might feel a little daunting. Maybe so much so, you’d rather not think about it at all. There are three simple rules anyone can follow that make saving for...

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11 Dec Small SMSFs develop rapidly

Posted at 09:00h in General Insights, Superannuation & SMSF by admin 0 Comments

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The latest industry research has shown SMSFs with low balances grow to levels allowing them to become cost-efficient very quickly.

 

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10 Dec Is your home loan still right for you?

Posted at 09:50h in Loans and Finance by admin 0 Comments

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Running a few simple checks on your mortgage could potentially save you thousands of dollars over the life of your loan. For many of us, paying off a mortgage is likely to be one of the biggest regular expenses in our budget. And it could stay...

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