Having children is a rite of passage that brings a mix of joy, fulfilment and anxiety when the financial realities of raising kids become apparent. Parents must make difficult decisions about housing, education and lifestyle to keep the family budget in the black and to...
It’s probably not the sexiest thing the two of you have on the to-do list but putting off talking about your financial expectations could see you butting heads. If you have been together for a while or are edging on making a big financial decision together,...
Here's some food for thought and another reason why getting professional help from a financial planner is worth serious consideration.
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Romance blooms at any age, including as we get older and supposedly wiser about such things of the heart, and head. So, if you’re considering marriage, perhaps for a second time or more, give thought to the financial implications of marrying later in life and...
Superannuation is one of the key battlegrounds in the upcoming federal election. Here, we run through the key policy pushes from both of the major parties. CONTRIBUTIONS Non-concessional contributions cap Current law You can make non-concessional contributions of up to $100,000 if you qualify and have a total superannuation...
An increasing number of Peter (and Peta) Pans are refusing to fly the coop, staying in the family home well into adulthood. It’s estimated that in the next five years, more than one million 18 to 29-year-old Australians will still be living with their parents. Put...
In retirement, an Australian couple needs from $4,700 to $9,400 a year to pay for health care , according to the Association of Superannuation Funds of Australia, and the average cost of private health insurance rose 4.8 per cent in 2017, far outpacing inflation.
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So you want to buy a house. Not today, but some day. But when you read the headlines about housing affordability, you can’t help but feel discouraged. The media makes it seem like there’s a housing apocalypse out there: in 30 years you’ll be spending 70%...
Choosing the right super investment options at the right time could make a difference to how much money you have when you retire. When it comes to your superannuation, the investment options you choose today and in future may impact how much money you retire with. If...
Much like in life, our financial situations can go through ups and downs. While we all move through different life stages, many Australians generally don’t take the time to check whether their health cover has been keeping up. Chances are, it hasn’t. So think back to when you last...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.